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REFUND & CANCELLATION POLICY
3.1 Refund Policy
All payments made to MAA Education are *strictly non-refundable* under normal circumstances.
Exceptions, if any, shall be:
* Granted solely at the discretion of management
* Processed within a reasonable timeframe if approved
3.2 Cancellation Policy
* Cancellation requests may be considered only before course commencement
* Once access to course material, classes, or kits is provided, no cancellation will be entertained
3.3 Chargebacks & Disputes
Any fraudulent or unjustified chargeback or dispute raised by the user may result in:
* Immediate suspension of services
* Permanent restriction from future enrollments
* Legal action where applicable
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